Terms & Conditions
By using, registering or subscribing to our site or membership programs you consent to the terms, conditions and privacy policies contained here-in. If you do not agree with these policies, please do not use this site. We may, at any time, update our policies and will post them to this page for you to reference.
Content, Downloads and Guides
Our free and for purchase content, articles, guides, videos, eBooks, Whitepapers and downloads are licensed for you to use for your business or team only. New England Web Strategies llc dba Loanviser retains all copyright ownership. You do not have the right to share, post, sell or re-distribute any of our content with any person or entity outside of your current, direct business. Doing so will result in termination of your membership and appropriate legal action.
We do not offer a refund policy for our paid downloadable content.
Personal Information: Consent, Use & Disclosure
At the time you visit, register, subscribe or log-in, we collect certain personal information that identifies you, including but not limited to your name, telephone number, email address, physical addresses and information about your computer hardware and software.
We will never sell, rent or share your private information with any outside entity unless necessary for the satisfactory delivery of our services to you or for any necessary legal processes or disclosures. In any event where we use third party vendors, we will limit their rights and use of your information to the necessary services they provide for us.
Your information may be stored in the United States, or any other country in which any of our third party vendors maintain their facilities. By using the web site, you consent to any such transfer of your information outside of the United States.
You may withdraw your consent for collection, use and disclosure of your private information at any time, in writing. Please note that if you choose to withdraw your consent we will have no choice but to terminate our provision of products and services to you as we can not provide them without this consent, and we do not offer a refund for any products or services purchased prior to your termination of consent.
If for any reason you terminate your account, it becomes inactive or you request to be removed from our database we will keep your personal information in our archive where it will only be used as necessary to prove our compliance with any applicable regulatory or tax laws.
If you would like to review your personal information on file, you can request it at any time in writing to: New England Web Strategies llc. dba Loanviser 184 Linden Street Manchester, NH 03104.
If for any reason we are not able to provide access to any requested portion of your personal information we will provide you with reasons for this denial. Should you request any changes to inaccurate or incomplete information we will amend as requested, as appropriate.
The purpose of our testimonials is to demonstrate the depth of our knowledge and the results that you may be able to achieve. We do not conduct studies to find out what the average success of users of our site and resources may be, especially since results vary wildly in paid search marketing depending on industries, level of competition, implementation by your staff and your internal business processes, assets and resources (as well as other factors outside of our control).
Testimonials received by New England Web Strategies llc dba Loanviser or any of our founders or contributors may be used, whether received directly as a result of our services or not.
Authors & Contributors
Content at Loanviser.com web site may be created and posted by outside authors and contributors. All content posted to this site becomes intellectual property of the New England Web Strategies llc dba Loanviser. We reserve the right to use all contributed content as we see fit, both on and off our web sites, social media and other as desired, with no limitations. Authors & contributors must agree to all our terms and conditions as a requirement to post content or downloads at our site.
When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.
If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.
If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.
If you have an account and you log in to this site, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.
When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.
If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.
Embedded content from other websites
Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.
Who we share your data with
We do not share your information with any outside entities unless necessary to provide a service or requested by you.
How long we retain your data
If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.
For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.
What rights you have over your data
If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.
Where we send your data
Visitor comments may be checked through an automated spam detection service.